What is a SIP Calculator?
Systematic Investment Plan (SIP) is a method to invest a fixed sum at regular intervals (typically monthly) into mutual funds. It harnesses the power of compounding and rupee-cost averaging to build long-term wealth.
How Step-Up SIP Works
As your income increases over the years, your investments should too. A Step-Up SIP allows you to automatically increase your SIP amount by a fixed percentage every year. Even a modest 5% or 10% annual increase in your SIP can dramatically boost your final wealth.
Adjusting for Inflation
Inflation erodes the purchasing power of money over time. ₹1 Crore today will not have the same buying power 20 years from now. By entering an expected inflation rate, our calculator shows you the "Inflation-Adjusted Value" of your maturity amount. This represents what your future wealth is worth in today's money.